12 tips to identify best mutual funds for investing

Mutual Funds for superior performance

Still chasing best mutual funds? 12 analysis tips If you are new to Mutual Funds or would like to know more about the organisation which was done in 2017, then you may first want to read my previous blog on Mutual Funds Categories.   Search for best Mutual Funds for investment: 12 points to look […]

Do Mutual Fund categories still scare you?

Mutual Funds 1080P

Do Mutual Fund categories still scare you? Retirement planning as a concept has been picking up in the recent past. The terminology has changed though. Retirement is generally seen as connected to old-age when we think about it which we want to avoid. So, there is a new word now which is used in conjunction, […]

What are SIP myths? Here are 7 of them that are busted

Investment planning charts

What are SIP myths? Here are 7 of them that are busted Financial Radiance is proud to be associated with Chalo Niveshak initiative – one nation one brand for financial advisors. Given below is a blog originally written by Chalo Niveshak on this topic. This blog is written to clarify the myths around Systematic Investment Plan […]

16 simple ideas to start wealth creation and build net worth

Wealth creation

Wealth Creation – Building Net Worth step by step, simplified Financial Radiance is proud to be associated with Chalo Niveshak initiative – one nation one brand for financial advisors. Given below is a blog originally written by Chalo Niveshak on this topic. This blog provides very simple steps which we can take towards wealth creation. I have […]

Personalized financial advice: 6 reasons why it is different

Why Financial Advice is personalized

Why is financial advice personalized? Last week, I had written a blog on why we need a financial planner. This week, it is a follow-up on the same topic wherein I present my thoughts on why financial advice is personalized and why one size does not fit all. Financial illiteracy in schools and colleges: This […]

Why do I need Financial Planner when I know how to invest

do-we-need-financial-planner-or-advisor

Why do we need a Financial Planner? This is a very sensitive and a commonly discussed topic amongst personal finance groups. What is the value of what a financial planner or the financial advisor or the financial coach (whatever name they are called), brings to the table. I would like to put some of my […]

Financial Stress: Try the 7 ways in which it can be reduced

financial-stress

Financial Stress – Is it that bad? What is Financial stress? When you keep thinking about money (or the lack of it) even when you are doing an activity which you enjoy. One study concludes that financial stress can increase risk of heart attack by 13% and therefore it is critical for everyone to work […]

What is Reverse Mortgage loan – An option for retirees?

Reverse Mortgage as Retirement Planning

Reverse Mortgage Loan – An Option for Retirees? Reverse Mortgage Loan – This is useful for the retirees who have not planned enough for retirement and are in need of cashflow for their regular expenses. We willl get into details on this later. I have written numerous articles on retirement planning and why it is […]

What is MWPA and why we should endorse in life insurance?

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Married Women’s Property Act (MWPA) – Why you need to know? In my previous write-up Life Insurance – What to look for? I introduced a term called MWPA and mentioned that it needs a separate section. So, here it is …. What is MWPA? MWPA stands for Married Women’s Property Act. Under this act enacted […]

Don’t buy life insurance without reading this – 11 critical points

Life Insurance

Don’t buy life insurance without reading this – 11 critical points In today’s uncertainty of life, planning for various goals and knowing how much is needed, considering inflationary aspect is extremely vital and therefore it is important not to neglect this aspect of life insurance in personal financial planning. Many a time, people are underinsured […]