Financial Radiance completes 4 years – A perspective

Financial Radiance completes 4 years – A perspective

Financial Radiance completes 4 years – A perspective 2020 would be a year that would not be easily forgotten by anyone. The year would be known for the pandemic – Covid 19 which spread all over the World. Enough has been written about it in the media, so I will not focus on it. In […]

Don’t default on credit card bill – 10 smart options to consider

Financial Launching 1

Don’t default on credit card bill – 10 smart options to consider I have covered previously on the topic of credit cards. I provided 17 tips to manage credit cards effectively. I have also written about debt traps in the past and also about how can we not live a life paycheck to paycheck. The […]

5 Reasons why too much money in bank is bad and what you should do

Financial Launching

5 Reasons why too much money in bank is bad and what you should do This is an important topic for discussion and therefore I decided to dedicate a separate blog for it. According to me, this is one of the biggest mistakes done by a lot of people wherein they just let the money […]

ELSS vs PPF: 7 critical decision-making features PLUS a bonus tip

ELSS vs PPF

ELSS vs PPF: 7 critical decision-making features PLUS a bonus tip I have spoken in the past about why all of us should take maximum tax rebates by investing in appropriate tax-saving products. Money saved is money earned and, in this case, it is not just the money which is invested for tax benefits, but […]

What is loan closing and why you should do this properly?

what is loan closing

What is loan closing and why you should do this properly? In my previous blogs, I have mentioned about how banks determine the loan eligibility, the factors they consider, and how we can increase the loan eligibility. Now let’s fast forward, assume that you have been regular in making the EMI payments and finally the […]

6 tips to increase Home loan eligibility

Home loan eligibility

6 tips to increase Home loan eligibility In my previous blog, I mentioned how loan eligibility is calculated and what are the factors which are looked into before a bank decides to sanction a loan to you. You may need a higher loan than the bank is willing to provide, so how your loan can […]

Loan Eligibility – Know why Bank could sanction lower loan to you

Loan eligibility calculator

Loan Eligibility – Know why Bank could sanction lower loan to you This could be your first time when you are buying a property and are very excited. You decide that you have enough money for the down payment, you go to the bank to take a loan and then you get a shock that […]

NRI Investors – Should you invest in India – why and how?

Financial Launching 6

NRI Investors – Should you invest in India – why and how? In one of my previous blogs, I provided basic definitions of who is a Non-Resident Indian (NRI), Resident & Not Ordinary Resident (RNOR), Resident Indian (RI), Person of Indian Origin (PIO), and Overseas Citizenship of India (OCI). I also mentioned about differences in NRI […]

Reasons for loan rejection and 4 action steps to be taken

Rejected loan application?

Rejected loan application? Here are 4 action steps Most of the investors take some kind of loan and when they are not able to pay the EMIs on time or default on the loan, their CIBIL report gets messed up and they don’t get further loans in future. Have you ever had a rejected loan […]

Are you making any of these 7 Investment mistakes?

Financial Launching 5

Are you making any of these 7 Investment mistakes? Some investors invest directly in stock markets or through mutual funds, make wrong decisions, suffer huge losses and then start blaming the markets, quit them for good, and go extremely conservative by keeping the money in Fixed Deposits or worse, in Savings Bank. This in my […]