Success Isn’t Just About Money – 10 Habits that set the truly wealthy apart
In personal finance, wealth isn’t just about money. True success comes from balancing financial health with purposeful living. Discover the 10 habits that set truly successful individuals apart—habits that foster both financial stability and personal fulfillment. From embracing lifelong learning to valuing relationships, these practices help in creating a life that’s rich in every sense.
Second Innings On Your Terms: Passionate Retirement For Life
Retirement is not just an end—it’s the start of an exciting new phase. If you’re nearing or have already stepped into retirement, you might wonder: What’s next? My new book, Second Innings on Your Terms: Passionate Retirement for Life, helps you unlock a life of purpose, growth, and joy beyond the nine-to-five grind. Building on insights from Retire on Your Terms, this book dives deeper into managing life, not just finances, making it your ultimate guide to a vibrant retirement.
Do You Even Need a Pension for Retirement? Explore SWP Benefits
Discover how a Systematic Withdrawal Plan (SWP) can serve as a flexible and reliable alternative to traditional pensions for retirement. With an SWP, retirees can enjoy a consistent income stream, maintain capital growth, and have the freedom to adjust withdrawals according to their financial needs. Ideal for those seeking a customizable and efficient strategy for sustaining their lifestyle in retirement.
Why power of compounding is 8th Wonder of the World!
Many investors wonder how mutual fund returns are achieved and the role the power of compounding plays in creating wealth. This simple yet powerful principle, often called the 8th wonder of the world, helps investments grow exponentially over time. To understand its impact on long-term financial success, let’s begin with a story.
Retire on your terms: A Guide to Holistic Retirement
Retire how you want, not how others want you to! Have you been struggling to maintain a work-life balance? Are you working just to pay your bills? Is your job aligned with your passion? Are you striving for financial freedom? Retirement can be an exciting time, but it can also be overwhelming if you’re […]
How Much Is Enough Money For You?
It’s easy to get caught up in the rat race and forget to enjoy life. However, it is important to consider, how much money is enough for you? How much money do you need to be happy? to comfortably retire? to have a good life? According to a survey by Bankrate.com, nearly half of […]
7 ‘Wants’ management tips for Effective financial health
7 ‘Wants’ management tips for Effective financial health “If you buy things you DO NOT NEED, soon you will have to sell things that you NEED” – Warren Buffett It is possible to categorize all of our expenses and spending activities into two categories: “necessities” and “wants” for effective financial planning. When you spend […]
What is Reverse Mortgage loan – An option for retirees?
Reverse Mortgage Loan – An Option for Retirees? Reverse Mortgage Loan – This is useful for the retirees who have not planned enough for retirement and are in need of cashflow for their regular expenses. We willl get into details on this later. I have written numerous articles on retirement planning and why it is […]
How to write a Will? Is it necessary and what should it contain?
Writing A Will – is it necessary In my interactions with few people, I have heard a lot of questions about the need of Will and the lack of awareness of the same. So, this week, I decided to prepare a write up on such an important topic of Estate Planning. Some questions which come […]
Debt in retirement? 5 options to consider if you end up with it
Debt in Retirement – Liability Management Retirement? How often we wish to have a retired life, free from all tensions and work pressures. Some have a vision of relaxing on a beach, travelling all over the World or simply relaxing with a coffee in hand! Some want to do social work for which they were […]