I am Rajesh Minocha, a Certified Financial Planner (CFP) and Founder of Financial Radiance. After spending over 20 years with leading financial institutions such as ICICI and Franklin Templeton, I made a life-changing decision to step away from the corporate world and achieve financial freedom at the age of 45.
This wasn’t an impulsive move. It was the result of years of careful financial planning, learning from mistakes, and understanding what truly mattered in life. When money stopped controlling my choices, I discovered peace, purpose, and a new sense of fulfillment.
That realization led me to start Financial Radiance, where I now help individuals and families design their own roadmap to financial independence. Through my work, I learned that people don’t just need investment advice. They need clarity, confidence, and a sense of purpose. That belief became the inspiration for my books.
My debut book, Retire on Your Terms, mirrors my personal journey from corporate life to financial independence. I wrote it to show that you don’t need to be a millionaire to retire early. You just need a clear plan and the right mindset.
The book outlines practical steps for achieving financial freedom while still living meaningfully. It’s about reclaiming your time, making choices that align with your values, and designing your ideal life after work.
The success of this book inspired me to continue writing and share more about life after financial freedom.
After publishing Retire on Your Terms, many readers asked me: “What happens after retirement?”
That question inspired my second book, Second Innings on Your Terms. This book explores life beyond traditional work. How to stay active, rediscover passions, and live with renewed purpose.
Drawing from real-life experiences, I discuss how to make your second innings more fulfilling, productive, and emotionally rewarding. Financial freedom is not the end goal. It is the beginning of a more meaningful life.
															My third book, The Career Escape Plan, completes the trilogy. It is written for those who feel stuck in their corporate careers and want to take control of their lives, but are not yet financially independent.
This book helps readers create a financial safety net and design a realistic plan to transition from a job to a life aligned with their passions. It’s not about quitting recklessly; it’s about preparing strategically.
Many readers have shared how The Career Escape Plan helped them understand financial planning as a path to freedom and peace of mind, not just wealth creation.
What started as a personal quest for financial independence has grown into a lifelong mission. To make financial literacy simple, practical, and empowering.
Through my books, Financial Radiance, and my websites: www.rajeshminocha.com and www.financialradiance.com, I share insights on retirement planning, goal-based investing, and financial wellness.
Whether I am writing, speaking, or coaching, my goal remains the same: To help people live life on their own terms, fully, purposefully, and financially free.
If there’s one thing I have learned, it’s that financial freedom gives you choices, to live intentionally, to do what you love, and to design a life that truly fulfills you.
If you are ready to take control of your financial journey, whether it is planning for retirement, seeking purpose after corporate life, or escaping an unfulfilling job, Start Now.
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Let these books serve as our roadmap to financial freedom and a meaningful life.
Take action today. Organize your finances, rediscover your passions, and write the next chapter of your extraordinary journey.
Address
B 346, Victoria Drive, Paramount Golf Foreste,
Opp. Sector Zeta 1, Greater Noida – 201306
Uttar Pradesh
Email Address
rajeshminocha@financialradiance.com
Contact Numbers
+91 98664 61113 | +91-120-4548926