7 ‘Wants’ management tips for Effective financial health

7 ‘Wants’ management tips for Effective financial health “If you buy things you DO NOT NEED, soon you will have to sell things that you NEED” – Warren Buffett   It is possible to categorize all of our expenses and spending activities into two categories: “necessities” and “wants” for effective financial planning. When you spend […]

Financial Radiance completes 4 years – A perspective

Financial Radiance completes 4 years – A perspective

Financial Radiance completes 4 years – A perspective 2020 would be a year that would not be easily forgotten by anyone. The year would be known for the pandemic – Covid 19 which spread all over the World. Enough has been written about it in the media, so I will not focus on it. In […]

Do Mutual Fund categories still scare you?

Do Mutual Fund categories still scare you? Retirement planning as a concept has been picking up in the recent past. The terminology has changed though. Retirement is generally seen as connected to old-age when we think about it which we want to avoid. So, there is a new word now which is used in conjunction, […]

Anticipating Job loss? 6 Actions Items Before and After!

Anticipating Job loss? 6 Actions Items Before and After! Current situation We are going through unprecedented times like never before with the Covid-19 situation and the news about job losses. Unlike the influenza flu which had happened in Spain a century ago, this time it is different. The impact of Covid is Global. India took […]

3 Years helping clients achieve financial goals

3 years Financial Radiance

3 Years helping clients achieve financial goals I completed yet another vibrant year, my third at Financial Radiance on 1st December, 2019. The mission I started in 2016, with the vision of helping my clients globally achive financial freedom. While I had described my second year as a roller coaster ride, this year was with even […]

What are SIP myths? Here are 7 of them that are busted

What are SIP myths? Here are 7 of them that are busted Financial Radiance is proud to be associated with Chalo Niveshak initiative – one nation one brand for financial advisors. Given below is a blog originally written by Chalo Niveshak on this topic. This blog is written to clarify the myths around Systematic Investment Plan […]

16 simple ideas to start wealth creation and build net worth

Wealth creation

Wealth Creation – Building Net Worth step by step, simplified Financial Radiance is proud to be associated with Chalo Niveshak initiative – one nation one brand for financial advisors. Given below is a blog originally written by Chalo Niveshak on this topic. This blog provides very simple steps which we can take towards wealth creation. I have […]

Debt trap: 4 warning signals to check if we are falling into it

Debt Trap - Early Warning Signals

Debt Trap: Is being minimalist the only option? More and more people are falling into debt trap now. Many people are frequently seeking the help of professionals who can get them out of the debt trap. Whether we switch on the television, read the newspaper or surf the internet, someone somewhere is always selling something […]

Why do I need Financial Planner when I know how to invest

do-we-need-financial-planner-or-advisor

Why do we need a Financial Planner? This is a very sensitive and a commonly discussed topic amongst personal finance groups. What is the value of what a financial planner or the financial advisor or the financial coach (whatever name they are called), brings to the table. I would like to put some of my […]

3 reasons why personal finance for women is critical

Women working in an office

3 reasons why personal finance for women is critical My write up today has been prioritized and is being published out-of-turn (though definitely not out of place) since we have International Women’s day coming up on 8th March. One would argue why does it need a dedicated separate section in personal finance. I think it […]

What is MWPA and why we should endorse in life insurance?

mother-with-child

Married Women’s Property Act (MWPA) – Why you need to know? In my previous write-up Life Insurance – What to look for? I introduced a term called MWPA and mentioned that it needs a separate section. So, here it is …. What is MWPA? MWPA stands for Married Women’s Property Act. Under this act enacted […]

Don’t buy life insurance without reading this – 11 critical points

Life Insurance

Life Insurance – What to look for? page In today’s uncertainty of life, planning for various goals and knowing how much is needed, considering inflationary aspect is extremely vital and therefore it is important not to neglect this aspect of life insurance in personal financial planning. Many a time, people are underinsured or simply not […]

Success Story: IFA in Hyderabad after 21 years corporate experience

IFA in Hyderabad

Success Story: Becoming an IFA after 21 years experience My Success Story posted at https://www.masterstrokeonline.com/success-story/small-city-big-vision I am a Certified Financial Planner (CFP). After working for over 21 years for companies like ICICI & Franklin Templeton, I decided to follow my passion and became an IFA in Dec 2016. It has been a great journey since I […]

Debt in retirement? 5 options to consider if you end up with it

Debt-in-retirement

Debt in Retirement – Liability Management Retirement? How often we wish to have a retired life, free from all tensions and work pressures. Some have a vision of relaxing on a beach, travelling all over the World or simply relaxing with a coffee in hand! Some want to do social work for which they were […]

2 Years @ Financial Radiance : My perspective as a Financial Advisor

2 Years @ Financial Radiance : My Perspective as a Financial Advisor On 1st December 2018, I complete my two years as an entrepreneur after having worked for over 21 years in the corporate sector. What a roller coaster ride it has been as a financial planner! Further, on the second anniversary, I am very […]

1 Year @ Financial Radiance: My perspective as a Financial Planner

1 Year @ Financial Radiance: My Perspective as a Financial Planner Time flies! It feels like yesterday when I was leaving Franklin Templeton with mixed sentiments of leaving an Organisation where I had been for more than 10 years and liked the culture and the environment and another of the joy of going independent in […]