17 credit card tips to use it effectively!

17 tips to use a Credit card effectively!

17 tips to use a Credit card effectively! Before we get into tips for using credit cards more effectively, first, let us understand why are banks giving various types of credit cards for free or at a very nominal cost. What’s in for them? How are they making money? How banks make money? We all […]

Debt trap: 4 warning signals to check if we are falling into it

Debt Trap - Early Warning Signals

Debt Trap: Is being minimalist the only option? More and more people are falling into debt trap now. Many people are frequently seeking the help of professionals who can get them out of the debt trap. Whether we switch on the television, read the newspaper or surf the internet, someone somewhere is always selling something […]

What is Reverse Mortgage loan – An option for retirees?

Reverse Mortgage as Retirement Planning

Reverse Mortgage Loan – An Option for Retirees? Reverse Mortgage Loan – This is useful for the retirees who have not planned enough for retirement and are in need of cashflow for their regular expenses. We willl get into details on this later. I have written numerous articles on retirement planning and why it is […]

Is my credit score good? Here’s how you can find out


Credit Score – Why is it important? Why is it really important to know the credit score?  Wouldn’t you really want to know what the lenders think about you? What is a good credit score? What happens if this score is low? How to improve your credit score? What if it is a good score […]